Insights for Every Family

New York residents could receive up to $500 off their heating bills this winter through the federally funded Home Energy Assistance Program (HEAP). Governor Kathy Hochul is urging eligible househo...

With interest rates rising and inventory tightening, homeownership in America can seem like an impossible goal. But hope remains—not just in certain cities, but through federal and state assistanc...

As you enter retirement, managing your expenses becomes more important than ever. While income may be fixed, there are several ways you can cut costs and stretch your savings without compromising your lifest...

Are you looking to upgrade your home but worried about the costs? Fortunately, various government programs can help you finance those renovations through grants and rebates. Related: Short on Home Re...

With inflation still straining household budgets and tariffs raising the cost of everyday goods, several states are stepping in with direct relief programs for 2025. While the fed...

Financial discipline involves creating a budget and sticking to it, monitoring expenses, tracking spending patterns, and setting goals for making changes in spending habits. It also means being smart ...

California households will see a bit of relief in October 2025 as electricity bill refunds arrive, offering much-needed support during a time of rising costs, inflation pressures, and governm...

With energy prices climbing, many households, especially seniors, Social Security recipients, and families on low incomes are struggling to cover basic utility costs. LIH...

If you're looking to make every dollar count, especially on groceries, leveraging gift cards, rewards, and credit card perks can save you a lot. Here’s how to maximize progra...